Take control of your financial future today!
Improve your credit with Merkantile Credit Solutions -
Our team of experts is ready to help you achieve your financial goals. Act now!
Take control of your financial
future today! Improve your credit
with Merkantile Credit Solutions.
Our team of experts is ready to
help you achieve your
financial goals. Act now!
1. Credit Monitoring
There are several platforms available for retrieving your credit information. We utilize Credit Hero because it seamlessly integrates with our platform, allowing us to create a custom dashboard specifically for your updates
Please navigate to the "Get Started" section and refer to step 2 for your onboarding form. Ensure you complete it thoroughly to prevent any delays, and we will promptly begin assembling your profile.
Once you've completed the onboarding process and selected and paid for your preferred payment plan, we will immediately begin drafting your custom disputes. This marks the first step in changing your credit, empowering you to take control of your future.
If we fail to improve your credit reports, we will refund your payment in full.
Credit repair is 100% legal and effective because of the law. The Fair Credit Reporting Act allows you to dispute any item on your credit reports. If an item cannot be verified, it must be removed, immediately boosting your credit score. Even accurate negative items can often be removed or negotiated away.
Seventy-nine percent of all credit reports contain errors, which means most credit reports can be improved instantly. The next step is to work with creditors to verify the legitimacy of, or negotiate the removal of, negative items.
Once you complete the onboarding process and select and pay for your preferred payment plan, we'll promptly begin drafting your personalized disputes. This is the first step toward transforming your credit and shaping your future.
Credit scoring evaluates your creditworthiness based on your credit history. Ensure your credit report lists at least three revolving credit lines and one active or paid-off installment loan, as credit scores improve with a mix of account types and long-standing accounts. This demonstrates financial stability and a reliable payment history, boosting your score.
If you're considering discontinuing the use of old credit card accounts, it's best to cut up the cards or store them in a drawer, but do not close them. Keeping these accounts open is crucial because it maintains your credit history length, which positively impacts your credit score.
It may take 30 to 45 Days (after validation) for any of these items to get reported and often longer to reflect on your Credit History Reports. It may feel like a slow process, but hang in there, because it DOES work.
Credit repair is 100% legal and effective because of the law. The Fair Credit Reporting Act allows you to dispute any item on your credit reports. If an item cannot be verified, it must be removed, immediately boosting your credit score. Even accurate negative items can often be removed or negotiated away.
Seventy-nine percent of all credit reports contain errors, which means most credit reports can be improved instantly. The next step is to work with creditors to verify the legitimacy of, or negotiate the removal of, negative items.
Once you complete the onboarding process and select and pay for your preferred payment plan, we'll promptly begin drafting your personalized disputes. This is the first step toward transforming your credit and shaping your future.
Credit scoring evaluates your creditworthiness based on your credit history. Ensure your credit report lists at least three revolving credit lines and one active or paid-off installment loan, as credit scores improve with a mix of account types and long-standing accounts. This demonstrates financial stability and a reliable payment history, boosting your score.
If you're considering discontinuing the use of old credit card accounts, it's best to cut up the cards or store them in a drawer, but do not close them. Keeping these accounts open is crucial because it maintains your credit history length, which positively impacts your credit score.
It may take 30 to 45 Days (after validation) for any of these items to get reported and often longer to reflect on your Credit History Reports. It may feel like a slow process, but hang in there, because it DOES work.
Sometimes, lenders refer to your credit, which means your credit history. Your credit history describes how you use money: How many credit cards and loans do you have? Do you pay your bills on time? If you have a credit card or a loan from a bank, you have a credit history. Companies collect information about your loans, credit cards, and bill payments and compile this information into your credit reports.